Payment and Insurance

Managing dental costs shouldn’t stand between you and a healthy smile. When you visit our Buckhead dental office, you’ll discover transparent pricing combined with flexible payment solutions designed to make quality dental care accessible for every patient.

At Pharr Road Dentistry, we operate as a fee-for-service practice accepting dental insurance with out-of-network benefits. Our team handles insurance claims on your behalf while offering multiple financing options including in-office payment plans, CareCredit, and Cherry. We believe everyone deserves exceptional dental care, regardless of their insurance situation, which is why we’ve created a comprehensive approach to payment options tailored to your needs.

How Our Insurance Process Works

We accept PPO insurance plans with out-of-network benefits, making it simple for you to receive the dental care you need. Our streamlined process ensures you understand your financial responsibility upfront while maximizing your insurance benefits whenever possible.

For restorative appointments, we assign dental insurance benefits directly to you. You pay for your dental services in full at the time of treatment, and your insurance company sends you a check for any covered amount. This approach eliminates confusion about estimates and ensures you know exactly what you’re paying from the start. Our knowledgeable staff assists with filing all necessary paperwork, removing the administrative burden from your shoulders.

Hygiene appointments and new patient visits work differently to provide added convenience. For these services, we file claims so insurance payments come directly to our practice. You simply pay any remaining balance not covered by your insurance. This arrangement makes preventive care more accessible and helps you maintain regular dental visits without upfront payment concerns.

Understanding Out-of-Network Benefits

Many patients don’t realize they can still use their dental insurance at practices outside their network. PPO plans typically include out-of-network benefits allowing you to choose your preferred dentist while still receiving insurance reimbursement.

Maximizing Your Benefits

Working with an out-of-network provider gives you several advantages:

• Freedom to choose your dentist based on quality and comfort rather than network restrictions
• Access to advanced treatments and technology not always available in network practices
• Personalized care without insurance company interference in treatment decisions
• Direct relationship with your dental team focused on your health, not insurance requirements
• Transparent pricing with no surprise bills months after treatment

Our team helps you understand your specific out-of-network benefits before treatment begins. We provide detailed treatment plans with accurate cost estimates, allowing you to make informed decisions about your dental care. While reimbursement amounts vary by plan, many patients find their out-of-pocket costs comparable to in-network providers, especially for comprehensive restorative work.

Flexible Financing Solutions

Quality dental care should never be postponed due to financial concerns. We offer multiple payment options to help you receive needed treatment while managing costs comfortably.

Our in-office financing options often provide better terms than third-party lenders. These customized payment plans allow you to spread treatment costs over time without high interest rates or complex applications. Our financial coordinators work directly with you to create a payment schedule fitting your budget and treatment timeline.

CareCredit remains a popular choice for patients seeking extended payment terms. This healthcare credit card offers special financing options for dental treatments, including interest-free periods for qualifying purchases. The application process takes minutes, and approved patients can use their CareCredit account immediately for treatment.

Cherry provides another financing alternative for those who prefer different terms or don’t qualify for CareCredit. While we find our in-office options usually offer better value, Cherry gives patients additional flexibility when planning major dental work like dental implants or full-mouth restorations.